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The American Express Platinum Card is a premium credit card with an annual fee of $695 (or $700 in some references). Reviews on platforms like NerdWallet often discuss whether the card's benefits, such as travel perks, rewards, and exclusive offers, justify its high annual fee. Opinions vary, with some finding the card's perks invaluable while others question the cost. Ultimately, the worth of the annual fee depends on individual spending habits and lifestyle.

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